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Hutchings Agency, Inc. Insurance

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What to do if you have an auto accident

Aid The Injured

  1. Don't move injured individuals unless absolutely necessary.
  2. Warn other drivers.

Call The Police

  1. Give the exact location and advise if medical help is needed.
  2. Write down the name and badge number of police who assist you. Are they state or local police, or the county sheriff's deputies?
  3. Was anyone given a ticket? If so, who?
  4. Was anyone injured? If so, see "Obtain Facts About
    Injured Person(s)."
Record Facts About YOUR Vehicle
    1. Date, time and location of accident
    2. Driver's name, age, address and telephone number
    3. Name of driver's employer
    4. Nature of damage to your vehicle
Obtain Facts About OTHER Vehicle(s)
    1. Driver's name, address and telephone number
    2. Make and year of vehicle, license number and registration number
    3. Insurance company's name, address and telephone number
    4. Nature of damage to the other vehicle(s)
Obtain Facts About Injured Person(s)
    1. Name, age, address, and nature of injury of anyone injured.
    2. Was injured in policyholder's vehicle, in other vehicle, or a pedestrian?
    3. Nature of Injury.
    4. Where were they taken, or treated?
Record Facts About Other Property Damaged (Non-Vehicles)
    1. Property owner's name, address and telephone number
    2. Object Damaged
    3. Nature of Damage
Get Witnesses
    1. Get the name, address and telephone numbers of at least two people who saw the accident.
Describe The Accident
    1. Describe what happened and draw a complete diagram of the area showing your vehicle and other vehicles involved.
    2. Indicate North direction.
    3. Include the city and state, as well as street or highway number.
Call Your Agent or Insurance Company Representative

 

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